Do I have financial goals and am I on track to meet those goals?  Do I have the financial resources to last me through retirement?

Financial Planning is at the core of every recommendation nVision Wealth makes. After all, how can we answer any of these questions without looking at the entire picture? By completing a comprehensive financial analysis we hope to provide you with financial confidence that you are on track to accomplish your goals. A Financial Plan isn’t a one-time snapshot but rather an ongoing process of continually monitoring and updating.

Does my investment portfolio match my risk profile?  Are my investments in alignment with my goals?  Do I understand the tax benefits or pitfalls of my investments?

By starting with a comprehensive look at your financial picture nVision Wealth will craft an investment portfolio in-line with your plan. As an RIA firm we have the authority to transact buys and sells in your portfolios at our discretion. This discretion allows us to actively adjust your portfolio when opportunities or threats in the markets arise.

If something unexpectedly happened to me today, would my family be financially devastated?  If I am sick or injured and can’t go to work, how long will my savings last?  I’ve heard about the rising cost of assisted living, where do I begin to address that?

Insurance benefits are something we hope to never need but it can’t be ignored.  Unexpected death, disability, or long-term care costs can disrupt investment portfolios and financial plans.  Our financial advisors will complete a comprehensive Insurance Plan to ensure you understand exactly what you need to combat these unexpected events and the most cost efficient way to pay for them.

What’s the best way to manage my Fiduciary risk as a 401(k) Plan Sponsor?  Do I really know what my employees are paying for their 401(k) Plan?  Are my employees receiving adequate education and guidance on their 401(k) Plan?

Managing your company’s benefits program can seem complicated and risky, but nVision Wealth will make it easy. Our experience in 401(k) plan design and participant engagement solutions will help you make the right choices for your employees.

When should I start saving for my child’s education?  Will this impact how I save for retirement?  How much should I be saving?

These are all questions people ask when thinking about the next generation and how you can help your child, grandchild, or other loved ones. There are many options when saving for all levels of education.  Whether it’s a 529, Coverdell,  or an UTMA, at nVision Wealth we can help you choose the right plan for you and your families needs.

Do I have a Succession Plan?  Am I set up to have my business take care of me in retirement?

Having a good plan helps ensure the orderly transfer of a business to the next generation while providing you with retirement income or a nest egg to secure your future. Making the transition from taking care of your business to having your business take care of you in retirement is the purpose of succession planning. The first step in a succession plan is to figure out what you want for and from your business in the long term.

How do I go about establishing and maintaining an estate plan?  Do I need a will or a revocable living trust?

Few understand the opportunity that exists to provide a legacy for generations to come. Through proper estate planning you can provide a lasting impact for your children, grandchildren, church, or favorite charitable organizations. By having a plan in place you can be assured that your wishes will be carried out in the most tax efficient manner possible.

How do I document my charitable gifts?  Should I leave something for my family or give it to Charity?  What is a lifetime gift and what are the potential benefits?

Whether you are Bill Gates, Warren Buffet, or just an ordinary Joe, the gifting principles, tax benefits, and philanthropic rewards of charitable giving can be relatively the same, regardless of how large, or how small, your gifting program. The potential for a charitable income tax deduction or an estate tax reduction, coupled with an enhanced charitable image and sense of personal fulfillment, can make the gifting of assets very attractive. The fact is, you don’t have to be super rich to reap the benefits of charitable giving.